Financial Robo Advisors

Best Robo-Advisors: 2016 Top Picks

The definition of a robo-advisor is an online financial advisory firm that leverages automation and algorithms to help manage client portfolios. That automation enables robo-advisors to offer investment management services to consumers for a fraction of the cost of a human financial advisor.

 

https://www.wealthfront.com/our-low-fees

Free up to 15’000

Fintech 2016

FinTech2016

Investment – Market

Betterment

Participants receive a portfolio of ETFs (exchange-traded funds) and are given the option of opening taxable investment accounts, IRAs, Roth IRAs, and trusts, all of which the tool will manage for them.
Company charges an interest rate between 0.35 and 0.15 percent

Our Pricing

 

Wealthfront

Wealthfront is reimagining how people invest their money. By building an automated investment service from the ground up to put the client first

https://www.wealthfront.com/our-low-fees/

 

eToro

eToro is the first global market place for people to trade currencies, commodities, indices and CFD stocks online in a simple, transparent and more enjoyable way.

http://www.etoro.com/en/about/

 

Robinhood

Free stock trading. Stop paying up to $10 for every trade.

https://www.robinhood.com/

 

Investment – Projects

Orchard Platform

Orchard is a financial data startup that connects investor clients to roughly 130 lenders in the marketplace. Peer-To-Peer Lending Industry

Home

 

EquityZen

EquityZen connects shareholders of private companies with investors seeking alternative investments

https://equityzen.com/listings/

 

 Funding Circle

Funding Circle is the world’s leading marketplace exclusively focused on small businesses, providing a platform where investors can browse businesses that Funding Circle has credit assessed and approved for lending

https://www.fundingcircle.com/us/

 

Investment – Robots

Given that many robo advisory platforms in use or being developed today are targeting millennials, there will likely be a natural progression of demand for more sophisticated robo advisory tools as millennials shift from the High Earning Not Rich Yet (‘HENRY’) classification into High Net Worth Individuals. Some forward-thinking banks, wealth advisors and fintech companies are already considering how this shift will affect the future of financial services so that robo advisory and other services are ready to respond as millennials make their evolving demands known.

Motif

A motif is a basket of up to 30 stocks or ETFs intelligently weighted to reflect an investment theme, market insight or innovative trend. Choose from one of our professionally built motifs, customize, or design your own. Then buy your motif in just one click.

https://www.motifinvesting.com/products/motifs

 

 

 

Sources =

http://www.fintechinnovators.com/

http://fintechcity.com/the-fintech-50/

http://www.inc.com/zoe-henry/8-emerging-fintech-startups-2016.html

http://www.americanbanker.com/fintech-forward/rankings/

http://www.idc.com/downloads/IDC_Financial_Insights_FinTech_Rankings-2015.pdf

https://assets.kpmg.com/content/dam/kpmg/pdf/2016/05/the-pulse-of-fintech.pdf

Bank Investment based on Artificial Intelligence

Aidyiahttp://aidyia.com/

run by eccentric roboticist Ben Goertzelhttps://en.wikipedia.org/wiki/Ben_Goertzel

Aidyia was founded in Hong Kong in 2011 by computer scientists and financial market veterans. We deploy cutting edge artificial general intelligence (AGI) technology to identify patterns and predict price movements.

We plan to launch a US equities long/short fund in early 2015 and subsequent funds in other asset classes using the same AGI technology

Sentienthttp://www.sentientim.com/

Sentient Investment Management utilizes proprietary, patented artificial
intelligence technologies to spur continual evolution of its investment strategies.
Combining evolutionary intelligence technologies, deep learning algorithms and other techniques that identify and propagate the most successful strategies, SIM’s distributed artificial intelligence system is continuously processing and learning from enormous stockpiles of data, developing investment strategies in groundbreaking new ways.

Emma AIhttp://www.emmaai.com/

Emma/MANSI, is an autonomous AI built on a CNN and trained using supervised & unsupervised learning, with the aim of augmenting financial, business analysis and consulting work for enterprises & professionals.
Emma understands context of a particular query through # (hashtags, currently English only).
Manulife’s LOFT is using deep learning to train a computer system so it can decipher natural language. – http://www.manulife.com/public/news/detail/0,,lang=en&artId=148874&navId=630002,00.html